The interest earnings on a CD account of this size can be substantial. And they can materialize fairly quickly, too.
The interest-earning potential with either account is significant now, but only one will guarantee those returns.
Both accounts have competitive rates now. But which is likely to earn more interest in 2026? Here's what to know.
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.
Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.35% APY, offered by Veridian Credit Union.
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