The interest-earning potential with either account is significant now, but only one will guarantee those returns.

Compare 2026 APYs for CDs vs. high-yield savings accounts. See how much you could earn and which strategy fits your savings ...

In 2026, a 1-year CD can offer a rare mix of safety, flexibility, and strong yield without locking you in for the long haul.

If you know where to put it, cash can still earn a solid, low-risk return of 3–5% with today’s top savings accounts, CDs, ...

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

The interest earnings on a CD account of this size can be substantial. And they can materialize fairly quickly, too.

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...

Both accounts have competitive rates now. But which is likely to earn more interest in 2026? Here's what to know.

Savings ticked down, while one-year CDs were unchanged today. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on ...

In 2026, SoFi® Bank, N.A. won NerdWallet’s annual award for best overall bank. Its SoFi Checking and Savings is a combination checking and savings account that earns an APY of 3.30% (variable and ...

It’s crucial to balance your needs for liquidity, safety and growth. Unfortunately, most people lack the proper knowledge to strategically distribute funds across common banking products in a way that ...

Many adults admit they know more about reality TV shows than they do about their personal banking. In A Nutshell 43% of Americans don’t know their savings account interest rate, despite actively ...