A break-even analysis is an indispensable financial planning tool that helps you understand your business’s revenue, expenses and cash flow so you can work towards profitability. Below, we’ll examine ...

Mortgage points, also known as discount points, are fees you pay a lender to reduce the interest rate on a mortgage. Each point typically costs 1% of your loan amount and reduces your interest rate by ...

A point is prepaid interest; so buying points is paying part of your mortgage interest upfront instead of over the life of ...