WARNING: This column could cost you somewhere between $150 and $700 — or save you much more. For decades, I have operated under the mistaken notion that I don’t need flood insurance because I don’t ...

The 2025 hurricane season may be past its peak, but there's still a little over a month of the season left and major Hurricane Melissa is churning through the Caribbean. Of course, hurricane season ...

Flooding is the most common and deadly weather-related disaster in the U.S. Homeowners insurance typically doesn't cover flood damage, necessitating separate flood insurance. Individuals should assess ...

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...

Nearly every county in the United States has experienced flooding in the past few decades, but just 4% of homeowners nationwide have flood insurance, according to the Federal Emergency Management ...

When enacted last year, the law also required condo owners covered by Citizens to buy flood insurance. They were exempted, however, by a new law that was passed during the just-completed spring ...

At Palm Beach seminar, Brendan Lynch of Plastridge Insurance said federal flood insurance pays out $250,000 at the most for a ...

A damaged home is seen after flash flooding in Hunt, Texas, on July 4. Just 4% of homeowners nationwide have flood insurance, according to the Federal Emergency Management Agency. One solution: ...